/* TXNAF design system — v1.1 */
:root {
  --txnaf-navy: #0b1f3a;
  --txnaf-navy-soft: #132d4d;
  --txnaf-blue: #046bd2;
  --txnaf-blue-bright: #1a84ea;
  --txnaf-blue-dark: #0356a8;
  --txnaf-red: #bf0d3e;
  --txnaf-red-dark: #9a0a31;
  --txnaf-ink: #0f172a;
  --txnaf-muted: #475569;
  --txnaf-muted-light: #64748b;
  --txnaf-bg: #e8f1fa;
  --txnaf-bg-soft: #f4f8fc;
  --txnaf-white: #ffffff;
  --txnaf-border: #cbd5e1;
  --font-display: "Plus Jakarta Sans", system-ui, -apple-system, sans-serif;
  --font-body: "Source Sans 3", system-ui, -apple-system, sans-serif;
  --txnaf-radius: 14px;
  --txnaf-radius-sm: 8px;
  --txnaf-shadow: 0 16px 48px rgba(11, 31, 58, 0.14);
  --txnaf-shadow-sm: 0 6px 20px rgba(11, 31, 58, 0.08);
  --txnaf-container: 1180px;
  --txnaf-header-h: 96px;
}

*, *::before, *::after { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body.txnaf-theme {
  margin: 0;
  font-family: var(--font-body);
  font-size: 17px;
  line-height: 1.7;
  color: var(--txnaf-muted);
  background: var(--txnaf-white);
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; height: auto; display: block; }

a {
  color: var(--txnaf-blue);
  text-decoration-thickness: 1px;
  text-underline-offset: 2px;
}
a:hover { color: var(--txnaf-blue-dark); }

.txnaf-container {
  width: min(100% - 2.5rem, var(--txnaf-container));
  margin-inline: auto;
}

.txnaf-skip-link {
  position: absolute;
  left: -9999px;
  top: 0;
  background: var(--txnaf-navy);
  color: var(--txnaf-white);
  padding: .5rem 1rem;
  z-index: 9999;
}
.txnaf-skip-link:focus { left: 1rem; top: 1rem; }

/* Header */
.txnaf-header {
  position: sticky;
  top: 0;
  z-index: 200;
  background: rgba(255, 255, 255, 0.97);
  border-bottom: 1px solid rgba(203, 213, 225, 0.8);
  backdrop-filter: blur(12px);
  box-shadow: 0 1px 0 rgba(11, 31, 58, 0.04);
}

.txnaf-header__stripe {
  display: flex;
  height: 4px;
}
.txnaf-header__stripe span:first-child {
  flex: 1;
  background: var(--txnaf-red);
}
.txnaf-header__stripe span:last-child {
  flex: 2;
  background: linear-gradient(90deg, var(--txnaf-blue) 0%, var(--txnaf-blue-bright) 100%);
}

.txnaf-header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  min-height: var(--txnaf-header-h);
  padding: 0.85rem 0 0.65rem;
}

.txnaf-brand__logo {
  width: min(300px, 58vw);
  height: auto;
  transition: opacity .2s;
}
.txnaf-brand__link:hover .txnaf-brand__logo { opacity: .88; }

.txnaf-nav-toggle {
  display: none;
  align-items: center;
  gap: .5rem;
  border: 1px solid var(--txnaf-border);
  background: var(--txnaf-white);
  border-radius: var(--txnaf-radius-sm);
  padding: .55rem .85rem;
  cursor: pointer;
  font-family: var(--font-display);
  font-weight: 600;
  font-size: .9rem;
  color: var(--txnaf-navy);
}

.txnaf-nav-toggle__bar {
  display: block;
  width: 20px;
  height: 2px;
  background: var(--txnaf-navy);
  box-shadow: 0 6px 0 var(--txnaf-navy), 0 -6px 0 var(--txnaf-navy);
}

.txnaf-nav {
  display: flex;
  align-items: center;
  gap: 1.5rem;
}

.txnaf-nav__list {
  display: flex;
  flex-wrap: wrap;
  gap: .15rem 1.35rem;
  list-style: none;
  margin: 0;
  padding: 0;
}

.txnaf-nav__list a {
  position: relative;
  color: var(--txnaf-muted);
  text-decoration: none;
  font-family: var(--font-display);
  font-weight: 600;
  font-size: .95rem;
  padding: .4rem 0;
  transition: color .2s;
}

.txnaf-nav__list a::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: 0;
  width: 100%;
  height: 2px;
  background: var(--txnaf-blue);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform .25s ease;
}

.txnaf-nav__item.is-active a,
.txnaf-nav__list a:hover { color: var(--txnaf-blue-dark); }
.txnaf-nav__item.is-active a::after,
.txnaf-nav__list a:hover::after { transform: scaleX(1); }

.txnaf-header__cta {
  white-space: nowrap;
  box-shadow: 0 4px 14px rgba(191, 13, 62, 0.35);
}

/* Buttons */
.txnaf-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: .5rem;
  padding: .8rem 1.4rem;
  border-radius: var(--txnaf-radius-sm);
  font-family: var(--font-display);
  font-weight: 700;
  font-size: .95rem;
  text-decoration: none;
  border: 0;
  cursor: pointer;
  transition: background .2s, color .2s, transform .2s, box-shadow .2s;
}

.txnaf-btn:hover { transform: translateY(-1px); }
.txnaf-btn:active { transform: translateY(0); }

.txnaf-btn--accent {
  background: linear-gradient(135deg, var(--txnaf-red) 0%, #d41448 100%);
  color: var(--txnaf-white);
}
.txnaf-btn--accent:hover {
  background: linear-gradient(135deg, var(--txnaf-red-dark) 0%, var(--txnaf-red) 100%);
  color: var(--txnaf-white);
  box-shadow: 0 6px 20px rgba(191, 13, 62, 0.4);
}

.txnaf-btn--ghost {
  background: var(--txnaf-white);
  color: var(--txnaf-blue);
  box-shadow: inset 0 0 0 2px var(--txnaf-blue);
}
.txnaf-btn--ghost:hover {
  background: var(--txnaf-blue);
  color: var(--txnaf-white);
  box-shadow: 0 6px 20px rgba(4, 107, 210, 0.3);
}

.txnaf-btn--on-dark {
  color: var(--txnaf-white);
  background: transparent;
  box-shadow: inset 0 0 0 2px rgba(255, 255, 255, 0.7);
}
.txnaf-btn--on-dark:hover {
  background: var(--txnaf-white);
  color: var(--txnaf-navy);
}

.txnaf-btn--block { width: 100%; }

/* Hero */
.txnaf-hero {
  position: relative;
  overflow: hidden;
  padding: clamp(2.5rem, 6vw, 4.5rem) 0 clamp(3rem, 7vw, 5rem);
}

.txnaf-hero--photo {
  background: var(--txnaf-white);
  border-bottom: 1px solid var(--txnaf-border);
  padding-bottom: clamp(2.25rem, 5vw, 3.5rem);
}

.txnaf-hero__bg {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 80% 60% at 10% 20%, rgba(4, 107, 210, 0.14) 0%, transparent 55%),
    radial-gradient(ellipse 60% 50% at 90% 10%, rgba(191, 13, 62, 0.08) 0%, transparent 50%),
    linear-gradient(165deg, var(--txnaf-bg) 0%, var(--txnaf-bg-soft) 45%, var(--txnaf-white) 100%);
  pointer-events: none;
}

.txnaf-hero--photo .txnaf-hero__bg { display: none; }

.txnaf-hero__bg::after {
  content: "";
  position: absolute;
  inset: 0;
  background-image: radial-gradient(rgba(11, 31, 58, 0.06) 1px, transparent 1px);
  background-size: 24px 24px;
  opacity: .5;
}

.txnaf-hero__grid {
  position: relative;
  display: grid;
  grid-template-columns: 1.05fr .95fr;
  gap: clamp(1.5rem, 4vw, 3rem);
  align-items: stretch;
}

.txnaf-hero__detail {
  margin: 0;
  color: var(--txnaf-muted);
  max-width: 54ch;
  font-weight: 400;
  font-size: 1rem;
  line-height: 1.65;
}

.txnaf-hero__media {
  margin: 0;
  position: relative;
  align-self: stretch;
  min-height: 0;
  border-radius: calc(var(--txnaf-radius) + 2px);
  overflow: hidden;
  border: 1px solid var(--txnaf-border);
  box-shadow: var(--txnaf-shadow);
}

.txnaf-hero__media img {
  position: absolute;
  inset: 0;
  display: block;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
}

.txnaf-hero__media::after {
  content: "";
  position: absolute;
  inset: auto 0 0;
  height: 38%;
  background: linear-gradient(180deg, transparent 0%, rgba(11, 31, 58, 0.22) 100%);
  pointer-events: none;
}

/* Brand band */
.txnaf-brand-band {
  background: #eef2f6;
  border-top: 1px solid #d8e0ea;
  border-bottom: 1px solid #d8e0ea;
  padding: 1.75rem 0;
}

.txnaf-brand-band__inner {
  display: grid;
  grid-template-columns: minmax(140px, 220px) minmax(0, 1fr);
  gap: 1.25rem 2rem;
  align-items: center;
}

.txnaf-brand-band__label {
  margin: 0;
  font-family: var(--font-display);
  font-size: 1.05rem;
  line-height: 1.35;
  font-weight: 800;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: var(--txnaf-navy);
}

.txnaf-eyebrow {
  display: inline-block;
  text-transform: uppercase;
  letter-spacing: .12em;
  font-family: var(--font-display);
  font-size: .72rem;
  font-weight: 800;
  color: var(--txnaf-blue);
  margin: 0 0 1rem;
  padding: .35rem .75rem;
  background: rgba(4, 107, 210, 0.1);
  border-radius: 999px;
  border: 1px solid rgba(4, 107, 210, 0.15);
}

.txnaf-eyebrow--center { display: table; margin-inline: auto; }

h1, h2, h3, h4 {
  font-family: var(--font-display);
  color: var(--txnaf-ink);
  line-height: 1.2;
  letter-spacing: -0.02em;
}

h1 {
  font-size: clamp(2.1rem, 4.5vw, 3.15rem);
  font-weight: 800;
  margin: 0 0 1.1rem;
}
h2 {
  font-size: clamp(1.65rem, 3vw, 2.25rem);
  font-weight: 700;
  margin: 0 0 .85rem;
}
h3 {
  font-size: 1.15rem;
  font-weight: 700;
  margin: 0 0 .45rem;
  color: var(--txnaf-blue-dark);
}
h4 {
  font-size: 1.05rem;
  margin: 0 0 .5rem;
  color: var(--txnaf-ink);
  font-weight: 600;
}

.txnaf-lead {
  font-family: var(--font-display);
  font-size: clamp(1.05rem, 2vw, 1.2rem);
  font-weight: 500;
  color: var(--txnaf-ink);
  line-height: 1.6;
}

.txnaf-heading--center,
.txnaf-subhead--center {
  text-align: center;
}

.txnaf-subhead--center {
  margin-left: auto;
  margin-right: auto;
}

.txnaf-card .txnaf-card__thumb {
  background: var(--txnaf-bg-soft);
  border: 1px solid var(--txnaf-border);
}

.txnaf-subhead {
  font-family: var(--font-display);
  font-weight: 400;
  max-width: 720px;
  margin: 0 auto 2.25rem;
  font-size: 1.05rem;
  line-height: 1.65;
  color: var(--txnaf-muted);
}

.txnaf-subhead--wide {
  max-width: none;
  margin-left: 0;
  margin-right: 0;
}

.txnaf-subhead--follow {
  margin-bottom: 0;
  font-size: 1rem;
  color: var(--txnaf-muted-light);
}

.txnaf-section__intro .txnaf-subhead--wide {
  margin-bottom: 1.1rem;
}

.txnaf-section__intro .txnaf-subhead--follow {
  margin-bottom: 0;
}

.txnaf-hero__copy {
  font-family: var(--font-display);
}

.txnaf-hero__copy p {
  font-family: inherit;
}

.txnaf-hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: .85rem;
  margin-top: 1.75rem;
}

/* Carousel */
.txnaf-hero__carousel { position: relative; }

.txnaf-carousel--compact {
  padding: .85rem 1rem;
  box-shadow: var(--txnaf-shadow-sm);
}

.txnaf-carousel {
  position: relative;
  background: var(--txnaf-white);
  border-radius: calc(var(--txnaf-radius) + 2px);
  border: 1px solid rgba(203, 213, 225, 0.9);
  box-shadow: var(--txnaf-shadow);
  padding: 1.25rem;
}

.txnaf-carousel::before {
  content: "";
  position: absolute;
  inset: -1px;
  border-radius: inherit;
  padding: 1px;
  background: linear-gradient(135deg, rgba(4, 107, 210, 0.35), rgba(191, 13, 62, 0.2));
  -webkit-mask: linear-gradient(#fff 0 0) content-box, linear-gradient(#fff 0 0);
  mask: linear-gradient(#fff 0 0) content-box, linear-gradient(#fff 0 0);
  -webkit-mask-composite: xor;
  mask-composite: exclude;
  pointer-events: none;
}

.txnaf-carousel__slide {
  display: none;
  animation: txnafFade .5s ease;
}
.txnaf-carousel__slide.is-active { display: block; }

.txnaf-carousel__slide img {
  width: 100%;
  min-height: 100px;
  max-height: 140px;
  object-fit: contain;
  margin-inline: auto;
}

.txnaf-carousel__dots {
  display: flex;
  justify-content: center;
  gap: .55rem;
  margin-top: 1rem;
}

.txnaf-carousel__dot {
  width: 9px;
  height: 9px;
  border-radius: 50%;
  border: 0;
  background: #cbd5e1;
  cursor: pointer;
  padding: 0;
  transition: background .2s, transform .2s;
}
.txnaf-carousel__dot.is-active {
  background: var(--txnaf-blue);
  transform: scale(1.2);
}

@keyframes txnafFade {
  from { opacity: 0; transform: translateY(8px); }
  to { opacity: 1; transform: translateY(0); }
}

/* Sections */
.txnaf-section {
  padding: clamp(3rem, 7vw, 5rem) 0;
}

.txnaf-section--muted {
  background: #eef2f6;
}

.txnaf-section--panel {
  background: var(--txnaf-white);
  border-top: 4px solid var(--txnaf-red);
}

.txnaf-section--surface {
  background: #eef2f6;
  border-top: 1px solid #d8e0ea;
  border-bottom: 1px solid #d8e0ea;
}

.txnaf-section__intro {
  margin-bottom: 2.25rem;
  padding-bottom: 1.5rem;
  border-bottom: 1px solid var(--txnaf-border);
}

.txnaf-section__intro--center {
  text-align: center;
}

.txnaf-section__intro--center .txnaf-subhead {
  margin-bottom: 0;
}

.txnaf-section--dark {
  background: linear-gradient(160deg, var(--txnaf-navy) 0%, var(--txnaf-navy-soft) 55%, #1a3a5c 100%);
  color: #cbd5e1;
  position: relative;
  overflow: hidden;
}

.txnaf-section--dark::before {
  content: "";
  position: absolute;
  top: -40%;
  right: -10%;
  width: 50%;
  height: 80%;
  background: radial-gradient(circle, rgba(4, 107, 210, 0.15) 0%, transparent 70%);
  pointer-events: none;
}

.txnaf-section--dark h2,
.txnaf-section--dark h3,
.txnaf-section--dark h4 { color: var(--txnaf-white); }
.txnaf-section--dark h3 { color: rgba(255, 255, 255, 0.88); }

.txnaf-page-hero {
  padding: clamp(2.5rem, 5vw, 3.5rem) 0 clamp(1.5rem, 3vw, 2rem);
  background: linear-gradient(180deg, var(--txnaf-bg) 0%, var(--txnaf-white) 100%);
  border-bottom: 1px solid rgba(203, 213, 225, 0.6);
}
.txnaf-page-hero--compact { padding-bottom: 1rem; }

.txnaf-page-hero--banner {
  position: relative;
  overflow: hidden;
  border-bottom: 0;
  padding-bottom: clamp(2rem, 4vw, 3rem);
}

.txnaf-page-hero--banner::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 1;
  background: linear-gradient(90deg, rgba(11, 31, 58, 0.92) 0%, rgba(11, 31, 58, 0.78) 55%, rgba(11, 31, 58, 0.55) 100%);
  pointer-events: none;
}

.txnaf-page-hero__banner-image {
  position: absolute;
  inset: 0;
  z-index: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.txnaf-page-hero--banner .txnaf-container {
  position: relative;
  z-index: 2;
  color: var(--txnaf-white);
}

.txnaf-page-hero--banner h1,
.txnaf-page-hero--banner .txnaf-lead {
  color: var(--txnaf-white);
}

.txnaf-page-hero--banner .txnaf-eyebrow {
  color: var(--txnaf-white);
  background: rgba(255, 255, 255, 0.12);
  border-color: rgba(255, 255, 255, 0.25);
}

.txnaf-card-grid {
  display: grid;
  gap: 1.35rem;
}
.txnaf-card-grid--2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.txnaf-card-grid--3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.txnaf-card-grid--4 { grid-template-columns: repeat(4, minmax(0, 1fr)); }

.txnaf-card {
  background: var(--txnaf-white);
  border: 1px solid var(--txnaf-border);
  border-radius: var(--txnaf-radius);
  padding: 1.5rem 1.35rem;
  box-shadow: var(--txnaf-shadow-sm);
  transition: transform .25s ease, box-shadow .25s ease, border-color .25s;
}

.txnaf-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--txnaf-shadow);
  border-color: rgba(4, 107, 210, 0.35);
}

.txnaf-card--feature {
  position: relative;
  padding-top: 1.35rem;
  border-top: 3px solid var(--txnaf-red);
}

/* Homepage panel: open columns without boxed cards */
.txnaf-section--panel .txnaf-section__intro {
  border-bottom: 0;
  padding-bottom: 0;
}

.txnaf-section--panel .txnaf-card-grid .txnaf-card {
  background: transparent;
  border: 0;
  border-radius: 0;
  box-shadow: none;
  padding: 0 1.25rem;
}

.txnaf-section--panel .txnaf-card-grid .txnaf-card:hover {
  transform: none;
  box-shadow: none;
}

.txnaf-section--panel .txnaf-card--feature {
  border-top: 0;
  padding-top: 0;
}

@media (min-width: 768px) {
  .txnaf-section--panel .txnaf-card-grid .txnaf-card:not(:last-child) {
    border-right: 1px solid var(--txnaf-border);
  }
}

/* Homepage programs: open columns without boxed cards */
.txnaf-section--muted .txnaf-card-grid .txnaf-card {
  background: transparent;
  border: 0;
  border-radius: 0;
  box-shadow: none;
  padding: 0 1rem;
}

.txnaf-section--muted .txnaf-card-grid .txnaf-card:hover {
  transform: none;
  box-shadow: none;
}

.txnaf-section--muted .txnaf-card-grid .txnaf-card__thumb {
  background: transparent;
  padding: 0;
}

@media (min-width: 768px) {
  .txnaf-section--muted .txnaf-card-grid .txnaf-card:not(:last-child) {
    border-right: 1px solid var(--txnaf-border);
  }
}

.txnaf-card__icon {
  width: 64px;
  height: 64px;
  object-fit: contain;
  margin-bottom: .85rem;
}

.txnaf-card__icon-mark {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 56px;
  height: 56px;
  margin-bottom: 1rem;
  border-radius: var(--txnaf-radius-sm);
  border: 1px solid rgba(4, 107, 210, 0.2);
  background: linear-gradient(145deg, rgba(4, 107, 210, 0.14) 0%, rgba(4, 107, 210, 0.05) 100%);
  color: var(--txnaf-blue);
}

.txnaf-card__icon-mark svg {
  width: 28px;
  height: 28px;
}

.txnaf-card__icon-mark--blue {
  border-color: rgba(4, 107, 210, 0.22);
  background: linear-gradient(145deg, rgba(4, 107, 210, 0.14) 0%, rgba(4, 107, 210, 0.05) 100%);
  color: var(--txnaf-blue);
}

.txnaf-card__icon-mark--navy {
  border-color: rgba(11, 31, 58, 0.18);
  background: linear-gradient(145deg, rgba(11, 31, 58, 0.1) 0%, rgba(11, 31, 58, 0.04) 100%);
  color: var(--txnaf-navy);
}

.txnaf-card__icon-mark--red {
  border-color: rgba(191, 13, 62, 0.22);
  background: linear-gradient(145deg, rgba(191, 13, 62, 0.12) 0%, rgba(191, 13, 62, 0.04) 100%);
  color: var(--txnaf-red);
}

.txnaf-card--feature .txnaf-card__icon-mark {
  margin-top: .15rem;
}

.txnaf-card__thumb {
  width: 88px;
  height: 88px;
  object-fit: contain;
  margin-bottom: .75rem;
  border-radius: var(--txnaf-radius-sm);
  background: rgba(255, 255, 255, 0.08);
  padding: .5rem;
}

.txnaf-card__index {
  position: absolute;
  top: 1rem;
  right: 1rem;
  font-family: var(--font-display);
  font-size: 2rem;
  font-weight: 800;
  line-height: 1;
  color: rgba(4, 107, 210, 0.12);
}

.txnaf-card--on-dark {
  background: rgba(255, 255, 255, 0.05);
  border-color: rgba(255, 255, 255, 0.12);
  box-shadow: none;
  backdrop-filter: blur(4px);
}
.txnaf-card--on-dark:hover {
  background: rgba(255, 255, 255, 0.08);
  border-color: rgba(147, 197, 253, 0.4);
}

.txnaf-split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(1.5rem, 4vw, 3rem);
  align-items: start;
}

.txnaf-split--media {
  align-items: center;
}

.txnaf-checklist-wrap {
  margin-top: 2rem;
}

.txnaf-media {
  margin: 0;
}

.txnaf-media img {
  display: block;
  width: 100%;
  height: auto;
  border-radius: var(--txnaf-radius);
  box-shadow: var(--txnaf-shadow);
  border: 1px solid var(--txnaf-border);
}

.txnaf-media--rounded img {
  border-radius: var(--txnaf-radius);
}

.txnaf-contact-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 420px);
  gap: clamp(1.5rem, 4vw, 2.5rem);
  align-items: start;
}

.txnaf-contact-grid .txnaf-form-shell--narrow {
  max-width: none;
  margin-inline: 0;
}

.txnaf-contact-grid .txnaf-media img {
  min-height: 320px;
  object-fit: cover;
}

.txnaf-form-aside {
  display: grid;
  gap: 1.25rem;
}

.txnaf-form-aside__card {
  padding: 1.25rem 1.35rem;
  background: var(--txnaf-white);
  border: 1px solid var(--txnaf-border);
  border-radius: var(--txnaf-radius);
  box-shadow: var(--txnaf-shadow-sm);
}

.txnaf-form-aside__card h3 {
  margin: 0 0 .85rem;
  font-size: 1.1rem;
}

.txnaf-form-aside__card .txnaf-checklist {
  background: transparent;
  border: 0;
  padding: 0;
  box-shadow: none;
}

.txnaf-contact-details {
  padding: 1.25rem 1.35rem;
  background: var(--txnaf-white);
  border: 1px solid var(--txnaf-border);
  border-radius: var(--txnaf-radius);
  box-shadow: var(--txnaf-shadow-sm);
}

.txnaf-contact-details h3 {
  margin: 0 0 1rem;
  font-size: 1.1rem;
  color: var(--txnaf-ink);
}

.txnaf-contact-details__list {
  margin: 0;
  display: grid;
  gap: .85rem;
}

.txnaf-contact-details__list > div {
  margin: 0;
}

.txnaf-contact-details__list dt {
  margin: 0 0 .2rem;
  font-family: var(--font-display);
  font-size: .78rem;
  font-weight: 700;
  letter-spacing: .06em;
  text-transform: uppercase;
  color: var(--txnaf-muted-light);
}

.txnaf-contact-details__list dd {
  margin: 0;
  font-size: .98rem;
  line-height: 1.55;
  color: var(--txnaf-ink);
}

.txnaf-contact-details__list a {
  color: var(--txnaf-blue);
  text-decoration: none;
  font-weight: 600;
}

.txnaf-contact-details__list a:hover {
  color: var(--txnaf-blue-dark);
  text-decoration: underline;
}

.txnaf-contact-details__line {
  display: block;
}

.txnaf-contact-details__note {
  margin: 1rem 0 0;
  padding-top: 1rem;
  border-top: 1px solid var(--txnaf-border);
  font-size: .92rem;
  color: var(--txnaf-muted-light);
}

.txnaf-contact-details--footer {
  background: transparent;
  border: 0;
  box-shadow: none;
  padding: 0;
}

.txnaf-contact-details--footer h3 {
  color: var(--txnaf-white);
  font-size: 1rem;
}

.txnaf-contact-details--footer .txnaf-contact-details__list dt {
  color: #94a3b8;
}

.txnaf-contact-details--footer .txnaf-contact-details__list dd {
  color: #cbd5e1;
}

.txnaf-contact-details--footer .txnaf-contact-details__list a {
  color: #e2e8f0;
}

.txnaf-contact-details--footer .txnaf-contact-details__list a:hover {
  color: var(--txnaf-white);
}

.txnaf-checklist {
  margin: 0;
  padding: 1.25rem 1.5rem;
  list-style: none;
  display: grid;
  gap: .85rem;
  background: var(--txnaf-bg-soft);
  border-radius: var(--txnaf-radius);
  border: 1px solid var(--txnaf-border);
}

.txnaf-checklist li {
  position: relative;
  padding-left: 1.75rem;
  font-size: 1rem;
}

.txnaf-checklist li::before {
  content: "";
  position: absolute;
  left: 0;
  top: .6rem;
  width: .65rem;
  height: .65rem;
  border-radius: 2px;
  background: var(--txnaf-blue);
  transform: rotate(45deg);
}

.txnaf-stats {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 1rem;
  margin-top: 2.5rem;
}

.txnaf-stats > div {
  padding: 1rem;
  border-radius: var(--txnaf-radius-sm);
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.1);
  text-align: center;
}

.txnaf-stats strong {
  display: block;
  color: var(--txnaf-white);
  font-family: var(--font-display);
  font-size: 1rem;
  font-weight: 700;
}
.txnaf-stats span {
  font-size: .88rem;
  color: #94a3b8;
}

.txnaf-stats.txnaf-stats--light > div {
  background: var(--txnaf-white);
  border: 1px solid var(--txnaf-border);
  box-shadow: var(--txnaf-shadow-sm);
  padding: 1.5rem 1.35rem;
}

.txnaf-stats.txnaf-stats--light strong {
  color: var(--txnaf-ink);
  margin-bottom: 0.35rem;
}

.txnaf-stats.txnaf-stats--light span {
  color: var(--txnaf-muted-light);
}

.txnaf-brand-strip {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1rem;
  margin-top: 1.5rem;
}

.txnaf-brand-strip img {
  background: var(--txnaf-white);
  border-radius: var(--txnaf-radius-sm);
  padding: .85rem;
  border: 1px solid var(--txnaf-border);
  box-shadow: var(--txnaf-shadow-sm);
  min-height: 80px;
  object-fit: contain;
}

.txnaf-brand-showcase {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1.35rem;
  margin-top: 2rem;
}

.txnaf-brand-showcase__item {
  margin: 0;
  background: var(--txnaf-white);
  border-radius: var(--txnaf-radius);
  border: 1px solid var(--txnaf-border);
  box-shadow: var(--txnaf-shadow-sm);
  padding: clamp(1.25rem, 2.5vw, 2rem) clamp(1rem, 2vw, 1.75rem);
  display: flex;
  align-items: center;
  justify-content: center;
}

.txnaf-brand-showcase__item img {
  width: 100%;
  min-height: clamp(110px, 12vw, 155px);
  max-height: 180px;
  object-fit: contain;
}

/* CTA band */
.txnaf-cta-band {
  background: linear-gradient(145deg, var(--txnaf-navy) 0%, var(--txnaf-navy-soft) 65%, #163556 100%);
  color: var(--txnaf-white);
  padding: clamp(2rem, 5vw, 3rem) 0;
  position: relative;
  overflow: hidden;
}

.txnaf-cta-band::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    linear-gradient(90deg, var(--txnaf-red) 0%, var(--txnaf-red) 50%, var(--txnaf-blue) 50%, var(--txnaf-blue) 100%) top left / 100% 4px no-repeat,
    radial-gradient(circle at 88% 40%, rgba(191, 13, 62, 0.14) 0%, transparent 42%);
  pointer-events: none;
}

.txnaf-cta-band h2 {
  color: var(--txnaf-white);
  margin-bottom: .5rem;
}

.txnaf-cta-band__inner {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
  flex-wrap: wrap;
}

.txnaf-cta-band__actions {
  display: flex;
  gap: .85rem;
  flex-wrap: wrap;
}

.txnaf-cta-band--surface {
  background: var(--txnaf-white);
  color: var(--txnaf-muted);
  border-top: 1px solid var(--txnaf-border);
}

.txnaf-cta-band--surface::before {
  background:
    linear-gradient(90deg, var(--txnaf-red) 0%, var(--txnaf-red) 50%, var(--txnaf-blue) 50%, var(--txnaf-blue) 100%) top left / 100% 4px no-repeat;
}

.txnaf-cta-band--surface h2 {
  color: var(--txnaf-ink);
}

.txnaf-cta-band--surface p {
  margin: 0;
  max-width: 52ch;
  color: var(--txnaf-muted);
  line-height: 1.65;
}

/* Forms */
.txnaf-form-shell {
  background: var(--txnaf-white);
  border: 1px solid var(--txnaf-border);
  border-radius: var(--txnaf-radius);
  padding: clamp(1.25rem, 3vw, 2rem);
  box-shadow: var(--txnaf-shadow-sm);
}
.txnaf-form-shell--narrow {
  max-width: 720px;
  margin-inline: auto;
}
.txnaf-form-shell--wide {
  max-width: 920px;
  margin-inline: auto;
}

.txnaf-form-shell__head {
  margin-bottom: 1.5rem;
  padding-bottom: 1.25rem;
  border-bottom: 1px solid var(--txnaf-border);
}

.txnaf-form-shell__head h2 {
  margin: 0 0 .45rem;
  font-size: clamp(1.35rem, 2.5vw, 1.65rem);
}

.txnaf-form-shell__head p {
  margin: 0;
  color: var(--txnaf-muted);
  font-size: .98rem;
  line-height: 1.6;
}

.txnaf-form-note { margin-top: 1rem; font-size: .95rem; color: var(--txnaf-muted); }
.txnaf-form-note--muted { color: var(--txnaf-muted-light); }

/* CF7 revamp */
.txnaf-cf7__intro {
  margin: 0 0 1.5rem;
  padding: .9rem 1rem;
  background: var(--txnaf-bg-soft);
  border: 1px solid var(--txnaf-border);
  border-radius: var(--txnaf-radius-sm);
  color: var(--txnaf-muted);
  font-size: .98rem;
  line-height: 1.6;
}

.txnaf-cf7__section {
  margin: 0 0 1.75rem;
  padding: 0;
  border: 0;
  min-width: 0;
}

.txnaf-cf7__section legend {
  display: block;
  width: 100%;
  padding: 0 0 .65rem;
  margin-bottom: 1rem;
  font-family: var(--font-display);
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--txnaf-navy);
  border-bottom: 2px solid rgba(191, 13, 62, 0.35);
}

.txnaf-cf7__grid {
  display: grid;
  gap: 1rem 1.15rem;
}

.txnaf-cf7__grid--2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.txnaf-cf7__grid--3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }

.txnaf-cf7__field {
  margin: 0;
}

.txnaf-cf7__field--full {
  grid-column: 1 / -1;
}

.txnaf-cf7__field label,
.txnaf-cf7__checks .wpcf7-list-item label {
  display: block;
  font-family: var(--font-display);
  font-weight: 600;
  font-size: .92rem;
  color: var(--txnaf-ink);
  margin-bottom: .4rem;
}

.txnaf-cf7 .txnaf-cf7__field label { margin-bottom: .4rem; }

.txnaf-cf7 .wpcf7-form p { margin: 0; }

.txnaf-cf7__req {
  display: inline;
  color: var(--txnaf-red);
  margin: 0;
  font-weight: 600;
}

.txnaf-cf7__hint {
  margin: -.35rem 0 1rem;
  font-size: .9rem;
  color: var(--txnaf-muted-light);
}

.txnaf-cf7__checks .wpcf7-checkbox {
  display: grid;
  gap: .55rem;
}

.txnaf-cf7__checks .wpcf7-list-item {
  margin: 0;
}

.txnaf-cf7__checks .wpcf7-list-item label {
  display: flex;
  align-items: flex-start;
  gap: .65rem;
  padding: .7rem .85rem;
  border: 1px solid var(--txnaf-border);
  border-radius: var(--txnaf-radius-sm);
  background: var(--txnaf-bg-soft);
  cursor: pointer;
  font-weight: 500;
  transition: border-color .2s, background .2s;
}

.txnaf-cf7__checks .wpcf7-list-item label:has(input:checked) {
  border-color: rgba(4, 107, 210, 0.45);
  background: rgba(4, 107, 210, 0.06);
}

.txnaf-cf7__checks input[type="checkbox"] {
  width: auto;
  margin-top: .15rem;
  flex-shrink: 0;
}

.txnaf-cf7__submit {
  margin: .5rem 0 0;
  padding-top: .5rem;
  border-top: 1px solid var(--txnaf-border);
}

.txnaf-cf7__captcha {
  margin: .25rem 0 0;
  padding: 1.25rem 1.35rem;
  background: linear-gradient(180deg, rgba(191, 13, 62, 0.05) 0%, rgba(255, 255, 255, 0.92) 100%);
  border: 1px solid rgba(191, 13, 62, 0.18);
  border-radius: var(--txnaf-radius-sm);
}

.txnaf-cf7__captcha-header {
  display: flex;
  flex-direction: column;
  gap: .55rem;
  margin-bottom: 1rem;
}

@media (min-width: 640px) {
  .txnaf-cf7__captcha-header {
    flex-direction: row;
    align-items: center;
    gap: .85rem;
  }
}

.txnaf-cf7__captcha-badge {
  flex-shrink: 0;
  display: inline-flex;
  align-items: center;
  align-self: flex-start;
  padding: .3rem .7rem;
  font-family: var(--font-display);
  font-size: .72rem;
  font-weight: 700;
  letter-spacing: .08em;
  text-transform: uppercase;
  color: var(--txnaf-white);
  background: var(--txnaf-red);
  border-radius: 999px;
}

.txnaf-cf7__captcha-hint {
  margin: 0;
  font-size: .95rem;
  line-height: 1.5;
  color: var(--txnaf-muted);
}

.txnaf-cf7__captcha-row {
  display: flex;
  flex-direction: column;
  gap: .85rem;
}

@media (min-width: 550px) {
  .txnaf-cf7__captcha-row {
    flex-direction: row;
    align-items: center;
    gap: 1.1rem;
  }
}

.txnaf-cf7__captcha-question {
  margin: 0;
  font-family: var(--font-display);
  font-size: 1.05rem;
  font-weight: 700;
  line-height: 1.3;
  color: var(--txnaf-ink);
  white-space: nowrap;
}

.txnaf-cf7__captcha-required {
  margin-left: .15rem;
  color: var(--txnaf-red);
}

.txnaf-cf7__captcha-input {
  width: 100%;
  max-width: 9rem;
  min-height: 2.85rem;
  padding: .65rem .85rem;
  font-family: var(--font-display);
  font-size: 1rem;
  font-weight: 700;
  text-align: center;
  color: var(--txnaf-ink);
  background: var(--txnaf-white);
  border: 1px solid rgba(15, 23, 42, 0.18);
  border-radius: var(--txnaf-radius-sm);
  box-shadow: inset 0 1px 2px rgba(15, 23, 42, 0.04);
  transition: border-color .2s ease, box-shadow .2s ease;
}

@media (min-width: 550px) {
  .txnaf-cf7__captcha-input { flex-shrink: 0; }
}

.txnaf-cf7__captcha-input:focus {
  outline: none;
  border-color: var(--txnaf-red);
  box-shadow: 0 0 0 3px rgba(191, 13, 62, 0.12);
}

.txnaf-cf7__captcha-input[aria-invalid='true'] {
  border-color: var(--txnaf-red);
  background: rgba(191, 13, 62, 0.04);
}

.txnaf-cf7__captcha-error {
  display: flex;
  align-items: flex-start;
  gap: .45rem;
  margin: .85rem 0 0;
  padding: .65rem .85rem;
  font-size: .9rem;
  font-weight: 600;
  line-height: 1.4;
  color: var(--txnaf-red);
  background: rgba(191, 13, 62, 0.08);
  border-radius: var(--txnaf-radius-sm);
}

.txnaf-cf7__captcha-error[hidden] { display: none; }

.txnaf-cf7__captcha-error::before {
  content: '!';
  flex-shrink: 0;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 1.35rem;
  height: 1.35rem;
  font-size: .85rem;
  font-weight: 700;
  color: var(--txnaf-white);
  background: var(--txnaf-red);
  border-radius: 50%;
}

.txnaf-cf7 .wpcf7-form-control-wrap { display: block; }

.txnaf-cf7 br { display: none; }

.wpcf7 form.txnaf-cf7,
.wpcf7 .txnaf-cf7 { width: 100%; }

.wpcf7-not-valid-tip {
  color: var(--txnaf-red);
  font-size: .85rem;
  margin-top: .35rem;
}

.wpcf7-response-output {
  margin: 1rem 0 0 !important;
  padding: .85rem 1rem !important;
  border-radius: var(--txnaf-radius-sm) !important;
  font-size: .95rem !important;
}

.wpcf7 form.sent .wpcf7-response-output {
  border-color: #86efac !important;
  background: #f0fdf4;
  color: #166534;
}

.wpcf7 form.invalid .wpcf7-response-output,
.wpcf7 form.unaccepted .wpcf7-response-output,
.wpcf7 form.payment-required .wpcf7-response-output {
  border-color: #fecaca !important;
  background: #fef2f2;
  color: #991b1b;
}

.txnaf-login-form__notice {
  margin-bottom: 1rem;
  padding: .85rem 1rem;
  border-radius: var(--txnaf-radius-sm);
  background: #fef2f2;
  border: 1px solid #fecaca;
  color: #991b1b;
  font-size: .95rem;
}

.txnaf-login-form__row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  flex-wrap: wrap;
  margin-bottom: 1rem;
}

.txnaf-login-form__forgot {
  font-size: .95rem;
  text-decoration: none;
}

.txnaf-login-form label,
.wpcf7-form label { display: block; margin-bottom: 1rem; }

.txnaf-login-form label span,
.wpcf7-form label span:not(.txnaf-cf7__req) {
  display: block;
  font-family: var(--font-display);
  font-weight: 600;
  color: var(--txnaf-ink);
  margin-bottom: .4rem;
  font-size: .95rem;
}

.txnaf-login-form input[type="text"],
.txnaf-login-form input[type="password"],
.txnaf-login-form input[type="email"],
.txnaf-login-form input[type="tel"],
.txnaf-login-form textarea,
.txnaf-login-form select,
.wpcf7-form input,
.wpcf7-form textarea,
.wpcf7-form select {
  width: 100%;
  padding: .8rem .95rem;
  border: 1px solid var(--txnaf-border);
  border-radius: var(--txnaf-radius-sm);
  font: inherit;
  background: var(--txnaf-white);
  transition: border-color .2s, box-shadow .2s;
}

.txnaf-login-form input:focus,
.wpcf7-form input:focus,
.wpcf7-form textarea:focus,
.wpcf7-form select:focus {
  outline: none;
  border-color: var(--txnaf-blue);
  box-shadow: 0 0 0 3px rgba(4, 107, 210, 0.15);
}

.wpcf7-form p { margin: 0 0 1rem; }

.wpcf7-form .wpcf7-submit {
  width: 100%;
  background: linear-gradient(135deg, var(--txnaf-red) 0%, #d41448 100%);
  color: var(--txnaf-white);
  border: 0;
  border-radius: var(--txnaf-radius-sm);
  padding: .95rem 1.5rem;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 1rem;
  cursor: pointer;
  transition: transform .2s, box-shadow .2s;
}
.wpcf7-form .wpcf7-submit:hover {
  transform: translateY(-1px);
  box-shadow: 0 6px 18px rgba(191, 13, 62, 0.35);
}

@media (max-width: 768px) {
  .txnaf-cf7__grid--2,
  .txnaf-cf7__grid--3 { grid-template-columns: 1fr; }
}

/* Prose */
.txnaf-prose h2 { margin-top: 2rem; }
.txnaf-prose h3 { margin-top: 1.25rem; }
.txnaf-prose--legal hr {
  margin: 2.5rem 0;
  border: 0;
  border-top: 1px solid var(--txnaf-border);
}

/* Footer */
.txnaf-footer {
  background: var(--txnaf-navy);
  color: #94a3b8;
  margin-top: auto;
}

.txnaf-footer__inner {
  display: grid;
  grid-template-columns: 1.2fr 1fr 1fr;
  gap: 2.5rem;
  padding: 3rem 0 2rem;
}

.txnaf-footer__brand img {
  display: block;
  width: auto;
  max-width: 220px;
  height: auto;
  background: var(--txnaf-white);
  padding: .6rem .85rem .65rem;
  border-radius: var(--txnaf-radius-sm);
  box-shadow: 0 4px 14px rgba(0, 0, 0, 0.18);
}

.txnaf-footer__tagline {
  margin: 1rem 0 0;
  max-width: 38ch;
  line-height: 1.6;
  color: #cbd5e1;
}

.txnaf-footer__nav ul {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: .5rem;
}

.txnaf-footer__nav a {
  text-decoration: none;
  color: #cbd5e1;
  font-weight: 500;
  transition: color .2s;
}
.txnaf-footer__nav a:hover { color: var(--txnaf-white); }

.txnaf-footer__legal {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding: 1.1rem 0 1.75rem;
  font-size: .88rem;
  color: #64748b;
}

#page,
body.txnaf-theme {
  min-height: 100vh;
  display: flex;
  flex-direction: column;
}

.txnaf-main { flex: 1; }

/* Responsive */
@media (max-width: 1024px) {
  .txnaf-card-grid--4 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .txnaf-stats { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .txnaf-brand-strip,
  .txnaf-brand-showcase { grid-template-columns: 1fr; }
}

@media (max-width: 768px) {
  .txnaf-nav-toggle { display: inline-flex; }

  .txnaf-nav {
    position: absolute;
    top: calc(var(--txnaf-header-h) + 4px);
    left: 0;
    right: 0;
    background: var(--txnaf-white);
    border-bottom: 1px solid var(--txnaf-border);
    flex-direction: column;
    align-items: stretch;
    padding: 1rem 1.25rem 1.25rem;
    display: none;
    box-shadow: var(--txnaf-shadow-sm);
  }

  .txnaf-nav.is-open { display: flex; }
  .txnaf-nav__list { flex-direction: column; gap: .25rem; }
  .txnaf-nav__list a { padding: .55rem 0; font-size: 1rem; }
  .txnaf-header__inner { position: relative; }
  .txnaf-header__cta { width: 100%; justify-content: center; margin-top: .5rem; }

  .txnaf-hero__grid,
  .txnaf-split,
  .txnaf-contact-grid,
  .txnaf-brand-band__inner { grid-template-columns: 1fr; }
  .txnaf-card-grid--2,
  .txnaf-card-grid--3,
  .txnaf-card-grid--4,
  .txnaf-footer__inner { grid-template-columns: 1fr; }

  .txnaf-hero__media { order: -1; aspect-ratio: 16 / 10; align-self: auto; }
  .txnaf-cta-band__inner { flex-direction: column; align-items: flex-start; }
  .txnaf-cta-band__actions { width: 100%; }
  .txnaf-cta-band__actions .txnaf-btn { flex: 1; min-width: 140px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    transition-duration: 0.01ms !important;
  }
  .txnaf-btn:hover,
  .txnaf-card:hover { transform: none; }
}